What is the difference between my balance and available?

Your Balance is provided by your financial institution.

You have a $300 pending transaction limit when you sign up to use Hypur. Available will display $300 minus any pending transactions. Available will display the balance provided by your financial institution minus any pending transactions if your balance is less than $300. You can unlock your limit by completing Enhanced Verification (provide the first five digits of your social security number). If you have completed Enhanced Verification Available will display the balance provided by your financial institution minus any pending transactions.